แหล่งข้อมูล
(2) https://www.moneybuffalo.in.th/economy/what-is-virtual-bank
(3) https://www.kasikornbank.com/th/kwealth/Pages/virtual-bank.aspx
(4) http://www.esanpedia.oar.ubu.ac.th/e-research/sites/default/files/Thanidawee_Boo.pdf
(5) https://www.tcijthai.com/news/2022/12/scoop/12715
(8) https://www.bot.or.th/Thai/BOTMagazine/Pages/256406PaymentSystems.aspx
(9) https://www.salika.co/2019/12/06/digital-only-banks/
(10) https://moneyandbanking.co.th/2023/18270/
(11) https://eng.kakaobank.com/Corp/About/Identity
(12) https://www.longtunman.com/29695
(13) https://nubank.com.br/en/
